Considering the relatively small annual cost, motor legal protection cover could potentially save you thousands of pounds in expensive legal fees. Some policies also include free legal advice on a range of personal matters such as employment, family, conveyancing and probate (administering the will of a dead person).
What is the benefit of motor legal protection?
Motor Legal Protection provides legal assistance to recover the out-of-pocket expenses that you may experience as a result of an accident that was not your fault. These can include the cost of your policy excess, the loss of earnings, damage to personal possessions or even personal injury to you or your passengers.
What is motor legal protection?
What is motor legal protection? Motor legal protection, sometimes known as car insurance legal cover, is a common car insurance add-on. It’s a form of additional cover which can cover legal expenses, up to an agreed limit, that may be the result of a car accident that wasn’t your fault.
Is legal cover the same as motor legal protection?
So what’s Motor Legal Protection? Motor Legal Protection is like MLEI, but by comparison the level of cover is more comprehensive. Unlike a Motor legal Expenses policy, it often includes Motor Prosecution Defence and vehicle hire after a non-fault accident at no additional expense.
Is motor insurance a legal requirement?
Is car insurance a legal requirement? Yes, it’s a legal requirement to have an insurance policy in place if you own any road worthy vehicle. It provides financial protection if you have an accident, and it can also cover injuries to other drivers, pedestrians and passengers in your car.
What are motor legal expenses?
Motor legal expenses provide cover in the event of a motor prosecution, or a court case resulting from an incident or claim. It covers uninsured losses, so things like loss of earnings and a policy excess but there needs to be more than a 50% chance of success.
What is legal protection?
countable noun [usually plural] Protections are laws and other official measures intended to protect people’s rights and freedoms.
Is it worth protecting no claims?
If you have five years’ no claims discount, it will significantly cut the cost of your car insurance. You could lose all that for just one accident. … By protecting your no claims discount, you’ll be locking in that discount. You’ll continue to pay less on your premium even if you have an accident.
What does my legal expenses insurance cover?
Typically, legal expenses insurance provides cover for common issues such as: Unfair dismissal, or discrimination at work; Injury from an accident that was not your fault; or. Disputes involving faulty goods or services.
How do I contact Direct Line?
Just call us on 0345 246 8706 .
Hi, here’s what I can do:
- Answer questions 24/7.
- Help you make a change to your policy online.
- Connect you to an online chat agent for anything more complex.
- Find the right contact number if you still need to get in touch.
Do you need personal injury protection?
Purchasing personal injury protection is mandatory when you’re buying auto insurance in certain states. PIP coverage can help pay your medical expenses if you’ve been in an auto accident. This type of car insurance may also cover lost wages and funeral expenses.
Does life insurance cover legal fees?
Legal expenses insurance covering employment disputes can typically be found in: Building or contents insurance policies Bank accounts Credit cards Life insurance policies Sometimes it is included in a policy as a matter of course without you even having to opt in or pay extra for it.