Furniture protection plans generally cover anything accidental- rips, tears, stains, spills, burns, and the like. You might want to try to find out how the issues are generally handled, too- for example, if you spill red wine on your couch, what happens?
What does my furniture insurance cover?
Furniture Protection Plans are designed to cover stains and damage caused by a specific incident. Overall cleaning is not covered as this is considered maintenance for normal wear and tear as opposed to the spot cleaning provided by the plan for accidental spills.
What do Protection plans cover?
A protection plan is a service contract that guarantees maintenance, repairs or replacements for major household systems at no additional cost. Many plans include routine maintenance and safety checks, and if something suddenly goes wrong with covered equipment, customers can schedule a service visit at no charge.
Is Ashley Furniture good?
Ashley Furniture is one of the most well-known furniture brands in the US. They are well-known for their moderately priced furniture. With manufacturers in both the US and China, Ashley products have a wide variety of price points and design options to fit budget-conscious shoppers.
Do you get warranty on furniture?
Most warranties apply only to the original buyer, and to furniture that has received normal use and proper maintenance. A manufacturer’s (or factory) warranty is included on most home furnishings products you‘ll see on a dealer’s floor.
Can you cancel Ashley furniture Protection Plan?
To cancel the Plan, contact Us toll-free at [1-866-483-0463]. If You cancel this Plan within the first thirty (30) days after receipt of the Plan and no claims have been made hereunder, You will receive a full refund of the purchase price.
What is a Covered under total damage protection?
Total Damage Protection Plans by Acko exclude theft, loss, mysterious disappearance, unauthorized repair, damage due to willful or gross negligence, damage due to SIM/memory card and cosmetic damages.
What is the difference between a warranty and a protection plan?
While a manufacturer’s warranty will only cover defective parts, pre-existing at time of purchase, extended protection plans will cover issues that come up from normal product use.
Why extended warranties are a waste of money?
Well, the worst thing about an extended warranty is that it is overpriced. In fact, about half of what you pay goes to the salesperson’s commission. So a lot of the money you hand over doesn’t even go toward the purpose of the warranty, which is to pay for things that go wrong with the car over the contract period.
Can you buy sofa insurance?
If you buy a sofa from stores such as DFS, SCS and Furniture Village and you’ll be offered this insurance. Usually sold as a furniture protection policy, it will typically cover accidental damage and stains on both fabric and leather sofas for up to five years.
Can I buy furniture insurance?
While furniture insurance is not for everyone, it can be a worthwhile investment depending on your lifestyle and budget. … Often sold by a furniture store or retailer, these plans can cost anywhere from $100 to 6% of the total cost of the furniture purchased.